Not quite a bank.

Quite a bit better.


Zero account fees, up to $1M FDIC insurance through our partner banks, and the convenience of automation.

Wealthfront Brokerage LLC (“Wealthfront”) has engaged DoughRoller for referral services. If you open a Wealthfront Account after clicking through this page, you are being referred to Wealthfront by DoughRoller, and DoughRoller will receive cash payment from Wealthfront. You will not be charged anything in connection with this referral and Wealthfront and DoughRoller are not affiliated with one another and have no formal relationship outside this arrangement. The Cash Account is a product offered by Wealthfront in partnership with Green Dot Bank, Member FDIC. Checking features for the Cash Account are subject to identity verification by Green Dot Bank. Debit Card is optional and must be requested. Wealthfront Visa Debit Card issued, by Green Dot Bank, pursuant to a license from VISA USA, Inc. Cash account is offered by Wealthfront Brokerage, a Member of FINRA/SIPC. Wealthfront is not a bank. By clicking on the “Get Started” button on this page, you acknowledge receipt of the foregoing disclosure. 










See disclosures below

All the checking features you need, and then some.

Up to $1M FDIC insurance through our partner banks.

Earn 1.40% APY on all your cash.

No account fees, no overdraft fees.

Get cash from 19,000 free ATMs from places like Safeway, CVS, Walgreens, and more.

Unlimited free transfers.

Pay bills with account and routing numbers.

Set up direct deposit and automate your paycheck.

Fast transfers to your investing portfolio.

Support for Venmo, Cash App, Apple Pay, Google Pay, and PayPal.




Back to top

We work with our partner Green Dot Bank, Member FDIC, to deliver checking features for the Cash Account.

Checking features for the Cash Account are subject to identity verification by Green Dot Bank. Debit Card is optional and must be requested. Wealthfront Cash Account Visa® Debit Card is issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. Wealthfront products and services are not provided by Green Dot Bank. Green Dot Bank operates under the following registered trade names: GO2bank, GoBank, Green Dot Bank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Green Dot is a registered trademark of Green Dot Corporation. ©2022 Green Dot Corporation. All rights reserved. 

Early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. Interest does not begin accruing until funds arrive at the program banks, which may take up to one business day.

Other fees apply to the debit account. Fee-free ATM access applies to in-network ATMs only. For out-of-network ATMs and bank tellers a $2.50 fee will apply, plus any additional fee that the owner or bank may charge. Other eligibility requirements for mobile check deposit and to send a check may apply. Please see the Deposit Account Agreement for details.

Apple, the Apple logo, Apple Pay, Face ID and Touch ID are trademarks of Apple Inc. registered in the U.S. and other countries. Google Play and the Google Play logo are trademarks of Google Inc.

Apple App Store and Google Play Store ratings based on user ratings from February 2014 (Apple) and December 2015 (Google) through June 2022. Ratings compiled by Apple, Inc., and Google, Inc., who receive compensation for hosting our app.

The Annual Percentage Yield (APY) for the Cash Account may change at any time, before or after the Cash Account is opened. The APY for the Wealthfront Cash Account represents the weighted average of the APY on the aggregate deposit balances of all clients at the program banks. Deposit balances are not allocated equally among the participating program banks.

Cash Account is offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), a Member of FINRA/SIPC. Neither Wealthfront Brokerage nor any of its affiliates are a bank, and Cash Account is not a checking or savings account. We convey funds to institutions accepting and maintaining deposits. Investment management and advisory services—which are not FDIC insured—are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC registered investment adviser, and financial planning tools are provided by Wealthfront Software LLC (“Wealthfront”).

The cash balance in the Cash Account is swept to one or more banks (the “program banks”) where it earns a variable rate of interest and is eligible for FDIC insurance. FDIC insurance is not provided until the funds arrive at the program banks. FDIC insurance coverage is limited to $250,000 per qualified customer account per banking institution. Wealthfront uses more than one program bank to ensure FDIC coverage of up to $1 million for your cash deposits. For more information on FDIC insurance coverage, please visit www.FDIC.gov. Customers are responsible for monitoring their total assets at each of the program banks to determine the extent of available FDIC insurance coverage in accordance with FDIC rules. The deposits at program banks are not covered by SIPC.

Nerdwallet receives cash compensation for referring potential clients to Wealthfront Advisers, LLC (“Wealthfront Advisers”) via advertisements placed on their website. Nerdwallet and Wealthfront Advisers are not associated with one another and have no formal relationship outside of this arrangement. Nerdwallet’s opinions are their own. Their ratings are determined by their editorial team. The scoring formula for online brokers and robo-advisors takes into account over 15 factors, including account fees and minimums, investment choices, customer support and mobile app capabilities. Nerdwallet ranking as of June 2021. Wealthfront provides cash compensation in connection with obtaining this ranking. 

Nothing in this communication should be construed as tax advice, a solicitation or offer, or recommendation, to buy or sell any security. Any links provided to other server sites are offered as a matter of convenience and are not intended to imply that Wealthfront Advisers or its affiliates endorses, sponsors, promotes and/or is affiliated with the owners of or participants in those sites, or endorses any information contained on those sites, unless expressly stated otherwise.

Wealthfront, Wealthfront Advisers and Wealthfront Brokerage are wholly owned subsidiaries of Wealthfront Corporation.

© Copyright 2022 Wealthfront Corporation