Wealthfront | Get 0.50% APY Boost on your Cash Account

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The referring Media Partner receives cash compensation from Wealthfront Brokerage for sponsored advertising materials placed on their website or other contents, which creates an incentive that results in a material conflict of interest. The Media Partner is a client and this is a paid testimonial. The referring Media Partner and Wealthfront Brokerage are not associated with one another and have no formal relationship outside of this arrangement. Disclosures continued.

The referring Media Partner is a Wealthfront client, and this promotion constitutes a testimonial about Wealthfront Brokerage LLC (“Wealthfront Brokerage”). This testimonial may not be representative of the experience of other Wealthfront Brokerage clients, and there is no guarantee that all Wealthfront clients will have similar experiences.

*The Base APY is 3.75% as of 9/26/25, but is variable and is subject to change. If you are eligible for the overall boosted rate of 4.25% offered in connection with this promo, your boosted rate is also subject to change if the base rate decreases during the three-month promotional period.

The Cash Account is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Cash Account is not a checking or savings account. The Annual Percentage Yield ("APY") on cash deposits as of September 26, 2025, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Funds in the Cash Account are swept to Program Banks where they earn a variable APY and are eligible for FDIC insurance. Conditions apply. Click here for a list of Program Banks. While funds are at Wealthfront Brokerage or in transit, they are not FDIC-insured but are eligible for SIPC protection up to $250,000 for cash. FDIC insurance is limited to $250,000 per customer, per bank, regardless of whether those deposits are placed through Wealthfront Brokerage. You are responsible for monitoring your total deposits at each Program Bank to stay within FDIC limits. Wealthfront works with multiple Program Banks to make available up to $8 million ($16 million for joint accounts) of pass-through FDIC coverage. For more info on FDIC insurance coverage, visit www.FDIC.gov.

This limited-time Marketing Partner Boost Promotion (the “Marketing Partner Promotion”) is available to prospective first-time Wealthfront clients only (persons who are eligible to open a Wealthfront account and have never opened or held one before) (each an “Eligible New Client”) who may be eligible to receive a 0.50% annual percentage yield (“APY”) increase over the then-applicable standard APY (a “Promotional Boost”) on the balance in their respective personal Wealthfront Cash Accounts (each a “Cash Account”) for three months on up to a maximum aggregate balance of $250,000 across their personal Cash Accounts (the “Maximum Balance”), provided the applicable requirements set forth below are satisfied.

To earn this Promotional Boost, an Eligible New Client must: (1) click on the referral link advertised on the Marketing Partner’s website or other contents to arrive on this specific promotional landing page; (2) click on either the “Get Started” or “Start Earning” button on this promotional landing page to begin the account application process; (3) successfully open one or more new Cash Account while this Marketing Partner Promotion is in effect (and this promotional landing page is still active); and (4) fund the Cash Account within 30 days after account opening. The Eligible New Client will begin receiving the Promotional Boost on their Cash Account balance (up to the Maximum Balance) and interest will start accruing within 24 hours after their Cash Account has been funded, and the Eligible New Client will continue to receive the Promotional Boost for three (3) months from that date (the “Promotional Boost Period”). If an Eligible New Client closes their Cash Account during the Promotional Boost Period, their Promotional Boost Period will continue to run and will not be extended. See further information.

Wealthfront Brokerage reserves the right to modify or terminate this Marketing Partner Promotion at any time without notice. Wealthfront Brokerage has no obligation to open a Cash Account for any particular person and may accept or decline an application in its sole discretion. All eligibility, qualification, and account opening decisions will be made by Wealthfront Brokerage in its sole discretion. In the event Wealthfront Brokerage disqualifies a Promotional Boost after interest has begun to accrue, Wealthfront reserves the right to recapture the amount of interest attributable to the Promotional Boost to the maximum extent permitted by law. All federal, state, and local taxes and any related fees and expenses are the sole responsibility of the Eligible New Client. The total amount you can earn through the Promotional Interest Referral Program will vary based on any changes to the total balance in your Cash Account over the applicable Promotional Period and any changes to Wealthfront Brokerage’s standard APY for Cash Accounts over the applicable Promotional Period. See additional terms.

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1. References to “Total Client Assets” and "Clients" include clients with assets in products offered by both Wealthfront Advisers and Wealthfront Brokerage. Wealthfront Advisers and Wealthfront Brokerage are wholly owned subsidiaries of Wealthfront Corporation.

2. Apple App Store and Google Play Store ratings are based on user ratings that are subject to change and submitted according to the applicable terms of use maintained by the Apple App Store and the Google Play Store. The Apple App Store and the Google Play Store do not utilize questionnaires or surveys and are not designed or prepared to produce any predetermined result. Users may submit ratings and verbatim feedback based on their experience with the Wealthfront application, which rating and or verbatim feedback may or may not reflect that user’s experience with the investment advisory product or service provided by Wealthfront Advisers. Reported ratings are as of July 7, 2024 and based on all user ratings submitted from February 2014 (Apple) and December 2015 (Google) through July 2024. Ratings independently compiled by Apple, Inc., and Google, Inc., who receive compensation for hosting our app but not for collecting or compiling reported ratings.

3. Bankrate receives cash compensation for referring potential clients to Wealthfront Brokerage via advertisements placed on their website which creates a conflict of interest. While they receive compensation for referring potential clients, Bankrate’s opinions, statements, and rankings provided above represent independent endorsements by Bankrate, and their awards, which are not directly tied to such compensation, are determined by their editorial team. Wealthfront Brokerage and Bankrate are not associated with one another and have no formal relationship outside of this arrangement. Bankrate is not a client of Wealthfront Brokerage. The formula used for Best Cash Management Account takes into account the range of deposit products offered, fees, minimum balance requirements, availability of competitive APYs, the extent of ATM networks, and key digital banking features. Best Cash Management Account awards received January 10, 2023, December 12, 2023, and December 11, 2024. Wealthfront pays an annual license fee to use Bankrate’s awards in marketing materials. Learn more about their methodology and review process: https://www.bankrate.com/awards/2024/methodologies/.

4. The national average interest rate for savings accounts is 0.40% as posted on FDIC.gov, as of September 15, 2025

The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of September 26, 2025, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Funds in the Cash Account are swept to Program Banks where they earn a variable APY and are eligible for FDIC insurance. Conditions apply. For a list of Program Banks, see: [www.wealthfront.com/programbanks]. While funds are at Wealthfront Brokerage or in transit, they are not FDIC-insured but are eligible for SIPC protection up to $250,000 for cash. FDIC insurance is limited to $250,000 per customer, per bank, regardless of whether those deposits are placed through Wealthfront Brokerage. You are responsible for monitoring your total deposits at each Program Bank to stay within FDIC limits. Wealthfront works with multiple Program Banks to make available up to $8 million ($16 million for joint accounts) of pass-through FDIC coverage. For more info on FDIC insurance coverage, visit www.FDIC.gov.

Wealthfront does not charge for wire fees to title and escrow companies and accounts you own at other institutions, but the receiving entity or institution may charge a fee. For more information about wires, visit www.wealthfront.com/legal/online-transfer-agreement.

Wealthfront Brokerage has partnered with Green Dot Bank, Member FDIC, to offer certain checking features for the Wealthfront Cash Account including send a check, mobile check deposits, and the optional Wealthfront Visa® Debit Card which is issued by Green Dot Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. Green Dot Bank also offers Green Dot account and routing numbers, which support additional checking features like bill pay, direct deposit, and payments through third-party sites, to certain Wealthfront Individual Cash Accounts opened before July 15, 2025. Green Dot Bank operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Wealthfront Brokerage is not affiliated with Green Dot Bank.

Wealthfront Brokerage has a relationship with UMB Bank, National Association, Member FDIC, which may allow Wealthfront Joint Cash Accounts to opt into a limited purpose account number and UMB Bank routing and transit number which enables checking features like bill pay, direct deposits, and payments through third-party sites using the Automated Clearing House network.

Wealthfront Brokerage and Wealthfront Advisers are not affiliated with Green Dot Bank or UMB Bank.

Fee-free ATM access is for in-network ATMs only. Out-of-network ATMs and bank tellers incur a $2.50 fee, plus any fee the owner or bank may charge. Fees and eligibility requirements may apply to certain checking features. See the Customer Debit Agreement at www.wealthfront.com/static/documents/client-agreements/green-dot-deposit-account-agreement.pdf for details. Copyright 2025 Green Dot Corporation. All rights reserved.

Wealthfront Brokerage Cash Account clients with an active Wealthfront Debit Card offered by Green Dot Bank are eligible for domestic out-of-network ATM fee reimbursement. Reimbursement covers fees on the first two withdrawals per card, per account, per month, including Green Dot’s $2.50 fee and up to $5.00 operator/owner fees (max $7.50 per transaction, $15 per month). Other fees are not reimbursed. No reimbursement is provided before September 16, 2024. Program may change or end without notice. See full terms at wealthfront.com/legal/out-of-network-terms.

Instant and same-day withdrawals use the Real-Time Payments (RTP) network or FedNow service. Transfers may be limited by your receiving institution, daily caps, or participating entities. New Cash Account deposits have a 2–4 day hold before transfer. Wealthfront does not charge fees for these services, but receiving institutions may impose an RTP or FedNow Fee. Processing times may vary.

The information contained in this communication is provided for general informational purposes only, and should not be construed as investment or tax advice. Nothing in this communication should be construed as tax advice, a solicitation or offer, or recommendation, to buy or sell any security. Any links provided to other server sites are offered as a matter of convenience and are not intended to imply that Wealthfront Advisers or its affiliates endorses, sponsors, promotes and/or is affiliated with the owners of or participants in those sites, or endorses any information contained on those sites, unless expressly stated otherwise.

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All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. Please see our Full Disclosure for important details.

Wealthfront Advisers, Wealthfront Brokerage, and Wealthfront Software are wholly owned subsidiaries of Wealthfront Corporation.

The Cash Account

Better.

Ready to get your money earning?

“The Wealthfront Cash Account is my main source of money coming in and going out. I just like the convenience of having everything in one place versus a whole bunch of services that I need to manage.”

“They always have me as a client, as a customer and a consumer with my best interests in mind... I have real time access to my money, even on weekends and holidays, which is a
remarkable feature.”

Will the interest rate lock in, or does it change?

What happens if the base rate changes during my boost period?

Is there a limit to how much I can earn with my boosted rate?